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1170 Spruce , Atwater, CA 95301

$370,000

3
beds
2
baths
1,481
sqft
1957
year built

Welcome to this 3-bedroom, 2-bath Atwater home offering approximately 1,481 sq. ft. of living space with a private backyard pool! Situated on a 6,240 sq. ft. lot in an established neighborhood, the home features a comfortable floor plan, fireplace, central heating and air, covered patio, and attached 2-car garage. Offered at $370,000, this property presents an opportunity for a buyer to add their own personal touches and make it their own. The seller is in the process of completing general cleanup and addressing select items prior to full market access. Conveniently located near shopping, schools, local amenities and Highway 99, with easy access to both Atwater and Merced. A great opportunity to own a pool home at an attractive price point bring your vision and discover the possibilities! TENANT OCCUPIED - DO NOT DISTURB TENANTS

Highlights

  • Residential
  • Single Family Residence
  • Built in 1957
  • 1 Car Garage
  • 94 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    1957
  • Stories
    1.0
  • Garage Spaces
    1.0
  • Parking Features
    Garage
  • Living Area
    1481.0
  • Flooring
    Tile
  • Pool Features
    Private
  • Cooling
    Central Air
  • Heating
    Forced Air

  • Water
    Public

  • County
    Merced
  • City
    Atwater
  • Zip Code
    95301

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Frequently Asked Questions

How do I schedule a tour of 1170 Spruce?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1170 Spruce.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1170 Spruce?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $370,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Atwater, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1170 Spruce?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1170 Spruce at around $2,106. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1170 Spruce?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Merced County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1170 Spruce?

In most cases, yes. Whether 1170 Spruce is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Atwater's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1170 Spruce?

We can handle that for you. Our preferred local agent specializes in residentials in Atwater and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $370,000 with 1,481 sqft of space—that comes out to approximately $250 per square foot.

How long has this property been on the market?

1170 Spruce was listed on August 13, 2026, which means it's been on the market for 94 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1957, making it approximately 69 years old.

Is 1170 Spruce still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 15, 2026 at 10:06AM.

IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.