- 6
- beds
- 5
- baths
- 4,344
- sqft
- 2026
- year built
- Status:
- Active
- MLS #:
- ML82047754
- County:
- Santa Cruz
- Listed By:
- David Lyng Real Estate
- Agent Phone:
- (831) 345-0503
Sponsoring Broker: Mia Park, Intero
Customizable Luxury Beach Home! A rare opportunity to make this Your Dream Beach Home, currently under construction, to suit your unique lifestyle! Whether it's a personal gym, home office, or multi-generational living space, the flexible floor plan is perfect for your vision. Nestled behind the private gates of Rio Surf & Sands, low-key and tucked away. No crowds or through trafficideal for someone who values peace and discretion. With direct access to miles of pristine sandy beaches, this property offers an unparalleled coastal lifestyle. Set on a generously sized lot boasting 120 feet of coveted Beach Drive frontage, the home is perched at a higher elevation, affording breathtaking 180-degree panoramic views stretching from Pacific Grove to Santa Cruz. Designed with modern living in mind, the home features multiple indoor and outdoor living spaces, expansive decks, and an elevator. With garage space for 5 cars and additional off-street parking for up to 7 vehicles, there's ample room for family and guests. Additionally, the property offers excellent income potential, taking advantage of the strong vacation rental market in Rio Del Mar. You can't beat beach living. Don't miss the chance to personalize your ideal beach retreat in one of our most desirable coastal communities!
Highlights
- Residential
- Single Family Residence
- New Construction
- Built in 2026
- 0.316 Acre Lot
- $50/mo HOA
- 5 Car Garage
- 171 days on Market
-
- Bedrooms
- 6
-
- Bathrooms
- 5
-
- Year Built
- 2026
-
- Garage Spaces
- 5.0
-
- Parking Features
- Attached, Garage, Covered, Off Street, Guest
-
- Living Area
- 4344.0
-
- Interior Features
- Kitchen Island, Storage, Elevator, Breakfast Bar
-
- Appliances
- Dishwasher, Gas Range, Oven
-
- Flooring
- Hardwood, Tile
-
- Cooling
- None
-
- Heating
- Electric, Radiant
-
- Acres
- 0.316
-
- Lot Features
- Sloped Up
-
- View
- Water, Bay, City Lights
-
- Water
- Public
-
- County
- Santa Cruz
-
- City
- Aptos
-
- Zip Code
- 95003
-
Nearby Schools
-
56out of 100
-
57out of 100
-
52out of 100
-
50out of 100
-
55out of 100
-
70out of 100
-
75out of 100
-
55out of 100
-
54out of 100
-
51out of 100
Disclaimer: ez Home Search School Ratings are on a scale of 1-100 and represent our evaluation of school quality based on academic performance, school resources, community feedback, and demographic factors. School attendance boundaries are for reference only. Contact the school directly to verify enrollment eligibility.
-
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ez Mortgage Calculator
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Cost of the current home: $8898000
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Estimated Value
$1,898,825
$1,519,060 - $2,278,590
Source: Constellation Data Labs
Price History
| 08/31/2020 | Sold | $1,230,888 |
| Source: bridgeMLS #ML81797134 | ||
| Listed | $1,299,000 | |
| Source: bridgeMLS #ML81797134 | ||
| 07/01/2015 | Sold | $533,525 |
| Source: bridgeMLS #ML81429761 | ||
| Listed | $749,000 | |
| Source: bridgeMLS #ML81429761 | ||
| 05/27/2026 | Listed | $8,898,000 |
| Source: bridgeMLS #ML82047754 | ||
| 05/20/2025 | Off Market | — |
| Source: bridgeMLS #ML82007372 | ||
| 05/19/2025 | Off Market | — |
| Source: MLSListings #ML82007372 | ||
| 09/27/2024 | Off Market | — |
| Source: bridgeMLS #ML81981894 | ||
| 09/27/2024 | Off Market | — |
| Source: MLSListings #ML81981894 | ||
| 08/31/2020 | Sold | $1,230,888 |
| Source: MLSListings #ML81797134 | ||
| 06/17/2020 | Listed | $1,299,000 |
| Source: MLSListings #ML81797134 | ||
| 07/01/2015 | Sold | $533,525 |
| Source: MLSListings #ML81429761 | ||
| 08/13/2014 | Listed | $749,000 |
| Source: MLSListings #ML81429761 | ||
Source: MLS Data
Deed History
| 07/01/2015 | Grant Deed | $1,067,500 |
| 05/10/2013 | Grant Deed | $0 |
| 06/12/2012 | Grant Deed | $700,000 |
| 01/31/2012 | Receiver’s Deed | $0 |
| 02/19/2009 | Trustee’s Deed (Certificate of Title) | $125,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 08/06/2024 | Building or Construction Loan | $1,100,000 |
| 04/30/2021 | Building or Construction Loan | $3,053,000 |
| 02/04/2008 | Unknown | $3,450,000 |
| 09/29/2006 | Unknown | $705,000 |
| 11/30/2005 | Unknown | $1,250,000 |
Source: Public records via Constellation Data Labs
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Frequently Asked Questions
How do I schedule a tour of 548 Beach Dr?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 548 Beach Dr.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 548 Beach Dr?
Click Ask a Question to talk with our team. You already know it is a 6 bed, 5 bath, listed for $8,898,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Aptos, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 548 Beach Dr?
With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 548 Beach Dr at around $50,636. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 548 Beach Dr?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Santa Cruz County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 548 Beach Dr?
In most cases, yes. Whether 548 Beach Dr is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Aptos's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 548 Beach Dr?
We can handle that for you. Our preferred local agent specializes in residentials in Aptos and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $8,898,000 with 4,344 sqft of space—that comes out to approximately $2,048 per square foot.
How long has this property been on the market?
548 Beach Dr was listed on May 27, 2026, which means it's been on the market for 171 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2026, making it approximately 0 years old.
What is the lot size of this property?
548 Beach Dr sits on a 0.32-acre lot, which is 13,939 square feet.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $50 paid monthly.
Is 548 Beach Dr still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 14, 2026 at 07:55PM.
IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.