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Beautifully Updated Coastal Retreat. Exceptional Rio Del Mar home, ideally situated in a peaceful and picturesque setting, directly across from Aptos Seascape Golf Course. Surrounded by mature trees and lush greenery offering a wonderful sense of privacy while being just moments from the beach. Abundant windows and high vaulted ceilings creating a bright and welcoming atmosphere throughout. The open kitchen is the heart of the home and features generous built-in storage and updated appliances. Spacious primary bedroom with cozy gas stove in addition to main living room fireplace. Thoughtfully designed two story floor plan is very spacious offering additional flexibility and desirability. Inviting landscaped outdoor spaces including two decks perfect for everyday living or entertaining. Also, convenient 2 car attached garage. Plus, easy access flat driveway with space for 4 vehicles and RV. A special highlight is the spacious solarium offering a tranquil space to enjoy the surrounding natural beauty and bring the outdoors in. Also, take advantage of a private gate for walking path leading right to Hidden Beach, an exceptional opportunity to enjoy the local coastline right from your own neighborhood. Elegant mix of comfort, style, and enviable coastal location.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1980
  • 2 Car Garage
  • 68 days on Market

  • Bedrooms
    2
  • Bathrooms
    2
  • Year Built
    1980
  • Stories
    2.0
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage, Parking Lot
  • Living Area
    1957.0
  • Cooling
    None
  • Heating
    Forced Air

  • Water
    Public

  • County
    Santa Cruz
  • City
    Aptos
  • Zip Code
    95003

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Frequently Asked Questions

How do I schedule a tour of 412 Sumner Ave?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 412 Sumner Ave.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 412 Sumner Ave?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 2 bath, listed for $1,350,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Aptos, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 412 Sumner Ave?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 412 Sumner Ave at around $7,683. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 412 Sumner Ave?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Santa Cruz County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 412 Sumner Ave?

In most cases, yes. Whether 412 Sumner Ave is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Aptos's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 412 Sumner Ave?

We can handle that for you. Our preferred local agent specializes in residentials in Aptos and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,350,000 with 1,957 sqft of space—that comes out to approximately $690 per square foot.

How long has this property been on the market?

412 Sumner Ave was listed on September 03, 2026, which means it's been on the market for 68 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1980, making it approximately 46 years old.

Is 412 Sumner Ave still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 10, 2026 at 08:16PM.

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