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This is a rare opportunity to purchase and build your custom dream home on one of the few available ocean front lots on the Monterey Bay. Part of the private, gated community of Potbelly Beach in Aptos, Ca. This property currently includes a family beach cabin built in 1959. The small but sturdy 3 bedroom, 1 bath cabin flows out to a deck that is almost as large as the house itself. Owned by the same family for more than 65 years, its time for a new family and a new house to take advantage of all the ocean front position has to offer: the sound of the waves, the sea lions who accompany you on your morning walk, the sunset, and evening gatherings you might have on the deck. The cabin is part of a 17 member association that shares maintenance of the beach revetment, road and additional acreage on the bluff above. The property is gated with a caretaker. And while you feel a world away, you are close to Highway 1 and the conveniences of Aptos and Capitola. Here is a great venue for entertaining multiple generations of family and friends, while still giving you an opportunity to expand or custom build your year-around dream home in the future if you so desire.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1959
  • 0.273 Acre Lot
  • $2,400/qtr HOA
  • 105 days on Market

  • Bedrooms
    2
  • Bathrooms
    1
  • Year Built
    1959
  • Stories
    1.0
  • Parking Features
    Parking Lot
  • Living Area
    774.0
  • Interior Features
    Storage
  • Appliances
    Dishwasher
  • Flooring
    Laminate
  • Cooling
    None

  • Acres
    0.273
  • Water
    Public

  • County
    Santa Cruz
  • City
    Aptos
  • Zip Code
    95003

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Frequently Asked Questions

How do I schedule a tour of 16 Potbelly Beach Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 16 Potbelly Beach Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 16 Potbelly Beach Rd?

Click Ask a Question to talk with our team. You already know it is a 2 bed, 1 bath, listed for $2,150,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Aptos, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 16 Potbelly Beach Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 16 Potbelly Beach Rd at around $12,235. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 16 Potbelly Beach Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Santa Cruz County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 16 Potbelly Beach Rd?

In most cases, yes. Whether 16 Potbelly Beach Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Aptos's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 16 Potbelly Beach Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Aptos and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $2,150,000 with 774 sqft of space—that comes out to approximately $2,778 per square foot.

How long has this property been on the market?

16 Potbelly Beach Rd was listed on July 28, 2026, which means it's been on the market for 105 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1959, making it approximately 67 years old.

What is the lot size of this property?

16 Potbelly Beach Rd sits on a 0.27-acre lot, which is 11,761 square feet.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $2,400 paid quarterly.

Is 16 Potbelly Beach Rd still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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Bay East ©2026. CCAR ©2026. bridgeMLS ©2026. Information Deemed Reliable But Not Guaranteed. This information is being provided by the Bay East MLS, or CCAR MLS, or bridgeMLS. The listings presented here may or may not be listed by the Broker/Agent operating this website. This information is intended for the personal use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated at November 10, 2026 at 08:26PM.

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