105 Stephen Rd , Aptos, CA 95003

How do I schedule a tour of 105 Stephen Rd?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 105 Stephen Rd.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 105 Stephen Rd?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 4 bath, listed for $1,395,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Aptos, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 105 Stephen Rd?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 105 Stephen Rd at around $7,939. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 105 Stephen Rd?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Santa Cruz County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 105 Stephen Rd?

In most cases, yes. Whether 105 Stephen Rd is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Aptos's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 105 Stephen Rd?

We can handle that for you. Our preferred local agent specializes in residentials in Aptos and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $1,395,000 with 2,532 sqft of space—that comes out to approximately $551 per square foot.

How long has this property been on the market?

105 Stephen Rd was listed on July 24, 2026, which means it's been on the market for 109 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1932, making it approximately 94 years old.

Is 105 Stephen Rd still available for sale?

This home is pending sale, which means the seller has accepted an offer. You can favorite it to track status or ask our expert to help you find similar homes in this area. We'll also let you know if this property comes back on the market.