- 3
- beds
- 3
- baths
- 810
- sqft
- 2016
- year built
- Status:
- Active
- MLS #:
- 396003
- Neighborhood:
- Spanish Cove
- County:
- Baldwin
- Listed By:
- Shannon Young - Coldwell Banker Coastal Realty - Lillian
- Office Phone:
- (251) 962-3500
- Agent Email:
- shannon4agent@gmail.com
Sponsoring Broker: Clair Day, RealtySouth
Welcome to your coastal retreat in Spanish Cove in Lillian, Alabama! This well-maintained 3-bedroom, 3-bath cottage offers a flexible layout and access to one of the area’s most amenity-rich waterfront communities on Perdido Bay.Inside, you’ll find an open living and dining area with moveable kitchen island designed for comfortable everyday living and easy entertaining. The home features three private bedroom suites—each with its own bathroom—providing ideal privacy for guests or multi-generational living.A standout feature is the third bedroom, which has its own private entrance and functions like a separate living space, complete with a shower, toilet, kitchenette, and combined living/dining/bedroom area—great for guests or extended family.Additional highlights include:Screened front porch for relaxing coastal evenings. The porch is alrady insulated and would be an easy conversion to addtional living space. Separate laundry room (with window unit)Dedicated workshop areaThree mini-split systems for efficient heating and cooling.Plenty of attic storage and extra lighting provided by street light. Located in the highly desirable Spanish Cove community, residents enjoy:Pool and private beach area on Perdido BayFishing pier and deeded bay access.Two clubhouses.Tennis and pickleball courts.Walking trails, library, and fitness center.Laundry facilities and a full calendar of social activities.This golf cart-friendly and dog-friendly neighborhood offers a laid-back coastal lifestyle with everything you need right at your fingertips.Whether you’re looking for a primary residence or a coastal getaway, this unique property checks all the boxes. 15- minutes from gulf beaches. Tanger outlet and OWA- 20 mintute drive. Sold As Is. Buyer to verify all information during due diligence.
Highlights
- Residential
- Single Family Residence
- Built in 2016
- 0.075 Acre Lot
- $222/qtr HOA
- 189 days on Market
-
- Bedrooms
- 3
-
- Bathrooms
- 3
-
- Year Built
- 2016
-
- Stories
- 1.0
-
- Architectural Style
- Cottage
-
- Construction Materials
- Vinyl Siding
-
- Foundation
- Pillar/Post/Pier
-
- Living Area
- 810.0
-
- Interior Features
- Ceiling Fan(s), Storage
-
- Appliances
- Refrigerator, Double Oven
-
- Flooring
- Vinyl
-
- Patio And Porch
- Covered, Patio, Porch, Screened, Front Porch
-
- Security Features
- Security Service
-
- Cooling
- Ceiling Fan(s), Window Unit(s)
-
- Acres
- 0.075
-
- Lot Features
- Interior Lot
-
- Water Front Features
- Waterfront Access
-
- View
- Park/Greenbelt
-
- Water
- Public
-
- Area
- Baldwin
-
- County
- Baldwin
-
- City
- Lillian
-
- Neighborhood
- Spanish Cove
-
- Zip Code
- 36549
-
- High School
- Elberta High School
-
- Middle School
- Elberta Middle
-
- Elementary School
- Elberta Elementary
-
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Company NMLS #: 3446
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Price History
| 05/01/2026 | Listed | $174,900 |
| Source: Baldwin REALTORS #396003 | ||
| 05/01/2026 | Off Market | — |
| Source: Baldwin REALTORS #396003 | ||
Source: MLS Data
Deed History
| 07/10/2007 | Warranty Deed | $25,000 |
Source: Public records via Constellation Data Labs
Mortgage History
| 07/10/2017 | Closed-end Mortgage / Closed-end with Future Advance Clause | $30,000 |
Source: Public records via Constellation Data Labs
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Frequently Asked Questions
How do I schedule a tour of 516 Elberta Loop?
We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 516 Elberta Loop.
They know residentials in the area well and can give you the guidance you need to buy with confidence.
How do I get more information about 516 Elberta Loop?
Click Ask a Question to talk with our team. You already know it is a 3 bed, 3 bath, listed for $174,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Lillian, and can even get you in to see the property quickly.
How much is the monthly mortgage payment for 516 Elberta Loop?
With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 516 Elberta Loop at around $967. This includes estimated property taxes and insurance.
Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.
How do I get pre-approved to buy 516 Elberta Loop?
Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.
Or, let us connect you with our preferred local lender in Baldwin County. They will give you all of your available financing options, based on your specific situation and what is available to you.
Can I negotiate the asking price for 516 Elberta Loop?
In most cases, yes. Whether 516 Elberta Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Lillian's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.
How do I make an offer on 516 Elberta Loop?
We can handle that for you. Our preferred local agent specializes in residentials in Lillian and can guide you through every step of the offer process.
You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.
What is the price per square foot for this home?
This home is listed at $174,900 with 810 sqft of space—that comes out to approximately $216 per square foot.
How long has this property been on the market?
516 Elberta Loop was listed on May 01, 2026, which means it's been on the market for 189 days.
Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.
When was this house built?
This home was built in 2016, making it approximately 10 years old.
What is the lot size of this property?
516 Elberta Loop sits on a 0.08-acre lot, which is 3,485 square feet.
What schools are assigned to this property?
Based on MLS info, this home is zoned for:
- Elementary: Elberta Elementary
- Middle: Elberta Middle
- High: Elberta High School
Want to see how these schools compare? Check out our Baldwin County School Guide to see ratings, reviews, and more for the schools in the area.
What are the property taxes for 516 Elberta Loop?
The most recent public record shows annual property taxes for 516 Elberta Loop were approximately $224. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.
Is there an HOA fee for this property, and what does it cover?
This home has an HOA fee of $222 paid quarterly.
This covers access to community features including: Trash, Clubhouse, Pool, Insurance, Security, Recreation Facilities.
Is 516 Elberta Loop still available for sale?
Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.
Source: ez Home Search, MLS Data
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The data relating to real estate for sale on this web-site comes in part from the Internet Data Exchange Program of Baldwin County Association of REALTORS. Baldwin County MLS deems information reliable but not guaranteed.
The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or renting.