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Just off US-98 in the Terranova neighborhood of Lillian, 32299 Terranova Loop offers a convenient location with easy access to everything along the Gulf Coast. The Alabama–Florida state line is less than 10 minutes away, making it a quick drive into Pensacola, while heading east puts you close to Elberta and other Baldwin County communities. You’re also just a short drive from the white sand Gulf beaches, giving you the flexibility to enjoy both quiet small-town living and nearby coastal attractions. This home was originally the model home for the neighborhood, which means it comes with a few extras. The garage is insulated and includes additional lighting, and the property features 12 sprinkler heads that can be turned on and off. Recent improvements include the addition of shelving in the laundry room for extra storage and organization. Built by D.R. Horton, this Gold Fortified 4-bedroom, 2-bathroom home offers 1,768 square feet and a practical split floor plan. Vinyl flooring and granite countertops run throughout the home, creating a clean and cohesive look. The kitchen features stainless steel appliances, a pantry, and an island with seating. An adjacent dining area flows naturally into the living room, creating an open main living space. The primary bedroom includes an ensuite bathroom with a double vanity, garden tub, walk-in shower, and a spacious walk-in closet. Three additional bedrooms share a full bathroom, and a laundry room rounds out the interior layout. Out back, a covered patio overlooks a fully fenced yard that backs up to a wooded area, offering a little more privacy and natural scenery compared to many homes in the neighborhood. An attached double garage adds convenience and completes the property. Buyer to verify all information during due diligence.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2022
  • 0.179 Acre Lot
  • $720/yr HOA
  • Waterfront
  • 2 Car Garage
  • 238 days on Market

  • Bedrooms
    4
  • Bathrooms
    2
  • Year Built
    2022
  • Stories
    1.0
  • Architectural Style
    Traditional
  • Construction Materials
    Vinyl Siding
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage Door Opener
  • Living Area
    1768.0
  • Interior Features
    Ceiling Fan(s), Walk-In Closet(s), Master Downstairs, Breakfast Bar, Double Vanity
  • Appliances
    Dishwasher, Electric Range, Microwave, Refrigerator, Disposal
  • Flooring
    Vinyl
  • Furnished
    Unfurnished
  • Patio And Porch
    Covered, Patio, Porch, Rear Porch
  • Pool Features
    None
  • Cooling
    Ceiling Fan(s)
  • Heating
    Electric, Central

  • Acres
    0.179
  • Water Front
    Yes
  • Water
    Public

  • Area
    Baldwin
  • County
    Baldwin
  • City
    Lillian
  • Neighborhood
    Terranova
  • Zip Code
    36549
  • High School
    Elberta High School
  • Middle School
    Elberta Middle
  • Elementary School
    Elberta Elementary

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Frequently Asked Questions

How do I schedule a tour of 32299 Terranova Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 32299 Terranova Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 32299 Terranova Loop?

Click Ask a Question to talk with our team. You already know it is a 4 bed, 2 bath, listed for $315,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Lillian, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 32299 Terranova Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 6.75% rate, the ez Mortgage Calculator estimates the monthly payment for 32299 Terranova Loop at around $1,845. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 32299 Terranova Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Baldwin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 32299 Terranova Loop?

In most cases, yes. Whether 32299 Terranova Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Lillian's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 32299 Terranova Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Lillian and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $315,000 with 1,768 sqft of space—that comes out to approximately $178 per square foot.

How long has this property been on the market?

32299 Terranova Loop was listed on March 12, 2026, which means it's been on the market for 238 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2022, making it approximately 4 years old.

What is the lot size of this property?

32299 Terranova Loop sits on a 0.18-acre lot, which is 7,841 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Elberta Elementary
  • Middle: Elberta Middle
  • High: Elberta High School

Want to see how these schools compare? Check out our Baldwin County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 32299 Terranova Loop?

The most recent public record shows annual property taxes for 32299 Terranova Loop were approximately $1,650. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $720 paid annually.

This covers access to community features including: Insurance.

Is 32299 Terranova Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this web-site comes in part from the Internet Data Exchange Program of Baldwin County Association of REALTORS. Baldwin County MLS deems information reliable but not guaranteed.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or renting.