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Are you ready for your very own piece of paradise? Welcome to Bay to Breakers in beautiful Fort Morgan! This beautiful home features 5full bedrooms, 5.5 bath and over 3050 sq ft of living space to convey fully furnished. Easily separated into a duplex unit, this property is as versatile as it is comfortable. With sleeping space for 14 people, you're ready to host big groups! Meticulously maintained with ample views from multiple porches, this home is just a short distance from the two community swimming pools and deeded access to both the Gulf AND Bay! Call today to schedule your private tour! Buyer to verify all information during due diligence.

Highlights

  • Residential
  • Single Family Residence
  • Built in 1999
  • $416/mo HOA
  • 142 days on Market

  • Bedrooms
    5
  • Bathrooms
    4 full · 2 half
  • Year Built
    1999
  • Stories
    2.0
  • Architectural Style
    Raised Beach
  • Construction Materials
    Cement Siding
  • Foundation
    Pillar/Post/Pier
  • Living Area
    3050.0
  • Interior Features
    Ceiling Fan(s), High Ceilings
  • Appliances
    Dryer, Dishwasher, Electric Range, Refrigerator, Washer, Disposal
  • Flooring
    Tile, Carpet, Wood
  • Furnished
    Furnished
  • Exterior Features
    Dock
  • Patio And Porch
    Porch, Screened, Front Porch
  • Cooling
    Ceiling Fan(s)
  • Heating
    Electric, Central

  • Water Front Features
    Waterfront Access
  • View
    Water

  • Area
    Baldwin
  • County
    Baldwin
  • City
    Gulf Shores
  • Neighborhood
    BayToBreakers
  • Zip Code
    36542
  • High School
    Foley High
  • Middle School
    Foley Middle
  • Elementary School
    Foley Elementary

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Frequently Asked Questions

How do I schedule a tour of 421 S Breakers Ln #A AND B?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 421 S Breakers Ln #A AND B.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 421 S Breakers Ln #A AND B?

Click Ask a Question to talk with our team. You already know it is a 5 bed, 4 bath, listed for $949,000. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Gulf Shores, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 421 S Breakers Ln #A AND B?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 421 S Breakers Ln #A AND B at around $5,792. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 421 S Breakers Ln #A AND B?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Baldwin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 421 S Breakers Ln #A AND B?

In most cases, yes. Whether 421 S Breakers Ln #A AND B is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Gulf Shores's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 421 S Breakers Ln #A AND B?

We can handle that for you. Our preferred local agent specializes in residentials in Gulf Shores and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $949,000 with 3,050 sqft of space—that comes out to approximately $311 per square foot.

How long has this property been on the market?

421 S Breakers Ln #A AND B was listed on June 24, 2026, which means it's been on the market for 142 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 1999, making it approximately 27 years old.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Foley Elementary
  • Middle: Foley Middle
  • High: Foley High

Want to see how these schools compare? Check out our Baldwin County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 421 S Breakers Ln #A AND B?

The most recent public record shows annual property taxes for 421 S Breakers Ln #A AND B were approximately $4,694. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $416 paid monthly.

This covers access to community features including: Pool, Insurance, Recreation Facilities.

Is 421 S Breakers Ln #A AND B still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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The data relating to real estate for sale on this web-site comes in part from the Internet Data Exchange Program of Baldwin County Association of REALTORS. Baldwin County MLS deems information reliable but not guaranteed.

The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing or renting.