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Stunning Waterfront Gold Fortified Home with Panoramic Lake Views! Beautifully maintained 3BR/2BA brick home with stunning lake views in sought-after Cypress Gates. This move-in-ready home features an open floor plan, wood flooring, quartz countertops, stainless steel appliances, custom lighting, and a split-bedroom layout. Enjoy peaceful waterfront living from the screened porch and extended paver patio overlooking the lake and community park. Gold Fortified construction, irrigation system, professional landscaping, and numerous upgrades throughout. Conveniently located near shopping, dining, medical facilities, and just minutes from Gulf Coast beaches. Don't miss this exceptional waterfront opportunity! Seller is offering to pay some closing costs for the buyer.

Highlights

  • Residential
  • Single Family Residence
  • Built in 2019
  • 0.3192 Acre Lot
  • $41/mo HOA
  • 2 Car Garage
  • 78 days on Market

  • Bedrooms
    3
  • Bathrooms
    2
  • Year Built
    2019
  • Architectural Style
    Contemporary
  • Construction Materials
    Brick
  • Foundation
    Slab
  • Garage Spaces
    2.0
  • Parking Features
    Attached, Garage
  • Interior Features
    High Speed Internet, Walk-In Closet(s), Pantry, Kitchen Island, Double Vanity, Entrance Foyer
  • Appliances
    Dishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Disposal
  • Flooring
    Vinyl
  • Exterior Features
    Balcony, Private Yard, Courtyard
  • Patio And Porch
    Covered, Screened, Rear Porch
  • Pool Features
    None
  • Cooling
    Central Air
  • Heating
    Electric
  • Basement
    None

  • Acres
    0.3192
  • Lot Features
    Landscaped, Sprinklers In Front, Sprinklers In Rear, Back Yard
  • Water Front Features
    Pond
  • View
    Water
  • Utilities
    None
  • Water
    Public

  • County
    Baldwin
  • City
    Foley
  • Neighborhood
    Cypress Gates
  • Zip Code
    36535
  • High School
    Foley
  • Middle School
    Foley
  • Elementary School
    Foley

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Frequently Asked Questions

How do I schedule a tour of 1395 Surrey Loop?

We can make that happen quickly. Click Tour This Home and we'll connect you directly with our vetted local partner to schedule your visit to 1395 Surrey Loop.

They know residentials in the area well and can give you the guidance you need to buy with confidence.

How do I get more information about 1395 Surrey Loop?

Click Ask a Question to talk with our team. You already know it is a 3 bed, 2 bath, listed for $392,900. We can talk through recent upgrades, potential seller motivation, how this single family residence compares to others in Foley, and can even get you in to see the property quickly.

How much is the monthly mortgage payment for 1395 Surrey Loop?

With a 20% down payment and a 30-year fixed loan at an illustrative 7.25% rate, the ez Mortgage Calculator estimates the monthly payment for 1395 Surrey Loop at around $2,329. This includes estimated property taxes and insurance.

Want to see how this changes with different down payments or interest rates? Jump to the calculator to run the numbers and fine-tune your plan.

How do I get pre-approved to buy 1395 Surrey Loop?

Stand out in a competitive market by getting pre-approved today. Our quick and private pre-approval process helps you understand your true buying power—no credit pull required to explore all of your options.

Or, let us connect you with our preferred local lender in Baldwin County. They will give you all of your available financing options, based on your specific situation and what is available to you.

Can I negotiate the asking price for 1395 Surrey Loop?

In most cases, yes. Whether 1395 Surrey Loop is priced competitively or not, your best offer depends on your personal situation, the seller's timeline, and recent activity in Foley's market. Our preferred local partner will help you craft a strategy—factoring in comparable properties that have sold, timing, and deal structure—to make a smart, strong offer. Click here to ask about negotiation opportunities.

How do I make an offer on 1395 Surrey Loop?

We can handle that for you. Our preferred local agent specializes in residentials in Foley and can guide you through every step of the offer process.

You need an expert who is looking out for your best interests. From market valuation to contingencies and timing, they'll help you present a compelling offer that fits your goals. Click Ask a Question to get started today.

What is the price per square foot for this home?

This home is listed at $392,900 with 1,946 sqft of space—that comes out to approximately $202 per square foot.

How long has this property been on the market?

1395 Surrey Loop was listed on August 28, 2026, which means it's been on the market for 78 days.

Want to keep tabs on it? Click the ♥ to favorite this home and get notified of price drops or changes.

When was this house built?

This home was built in 2019, making it approximately 7 years old.

What is the lot size of this property?

1395 Surrey Loop sits on a 0.32-acre lot, which is 13,939 square feet.

What schools are assigned to this property?

Based on MLS info, this home is zoned for:

  • Elementary: Foley
  • Middle: Foley
  • High: Foley

Want to see how these schools compare? Check out our Baldwin County School Guide to see ratings, reviews, and more for the schools in the area.

What are the property taxes for 1395 Surrey Loop?

The most recent public record shows annual property taxes for 1395 Surrey Loop were approximately $1,119. This may change with reassessment or exemptions. Our local partner can verify current tax amounts and help you estimate future costs based on your situation.

Is there an HOA fee for this property, and what does it cover?

This home has an HOA fee of $41 paid monthly.

Is 1395 Surrey Loop still available for sale?

Yes, this home is still available! Click the ♥ to favorite it so you don't miss any changes—or ask our local expert to schedule a time to see it in person.

Source: ez Home Search, MLS Data

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