Get to Know The Villages of Florida  

Even if you’re not of retirement age, chances are you’ve heard of America’s friendliest and oldest hometown: The Villages. From the rural orange groves of central Florida rose a community completely and wholly dedicated to those in their golden years. Perhaps that’s why you’re here. As you look at moving to The Villages, learn a bit about this larger-than-life retirement haven, its neighborhoods, residential units, and comfortable pace. 

About The Villages

Back in the 1980s, the idea of a whole town for retirees was not necessarily brand new (Sun City near Tampa was first) but it was still an innovative idea. Harold Schwartz and his son Gary Morse saw the potential of these focused communities. Owners of Orange Blossom, a mobile home development, they had a vision of a thriving community that had everything someone would need to enjoy their golden years. They realized it was all about the amenities, and began developing businesses, churches, and recreation facilities. 

What began with one small village in the mid-1980s was luring an average of 10 new residents a day by the turn of the century.

Four decades later, The Villages is the nation’s largest retirement community and the top-selling 55+ community. While at 57 square miles, it’s larger in footprint than Manhattan. Between its size, infrastructure, amenities, and organization, it feels like an independent town, but it is really just an active adult community.

The Villages is so large that it spans three Florida counties: Sumter County, Lake County, and Marion County. New villages and perks are constantly being added. Not towns, The Villages have a unique form of local government called Community Development Districts (CDD) where the developers levy low issue bonds to fund the infrastructure for area residents. The 17 numbered districts provide services such as the The Villages Community watch, executive golf courses for tee time, streets and improvements, water management, and conservation area management.

What sets The Villages apart as a place to live is its commitment to providing an active lifestyle for its residents. The community boasts an impressive array of amenities. Find within numerous golf courses (711 holes of golf!), recreation centers, town squares, restaurants, and a multitude of social clubs, all designed to keep residents engaged and enjoying life to the fullest. But it’s not just the play factor; it truly strives to be an all-inclusive place with essential service providers, like healthcare, pharmacies, grocers, and clothing shops, a golf cars ride away.

Are The Villages growing?

With its appealing amenities and lifestyle, The Villages attracts retirees from across the country. More than 145,000 people called The Villages their home as of 2023. It ranks among the fastest-growing metropolitan areas in the United States in the last decade. That growth transformed it into a significant economic and political force in Florida.

And growth doesn’t seem poised to slow, with 24/7 Wall St projecting The Villages will expand by 223% by 2060, to 452,000 residents.

What is the cost of living in The Villages?

You might expect a retirement destination to have a low cost of living. But remember, The Villages is a highly desirable location and the nation’s No. 1 rated master-planned community. Using Sperling’s Best Places Index, The Villages’ overall cost of living is about 2% under the national average.

Almost every category reported slightly above average except for transportation, which is about 15% less. A large part of that is the unique way that residents get around town, which we will bring up later. Healthcare costs also tend to be slightly less probably because the concentration of medical providers focuses on medicine needed by an aging population.

One notable aspect about The Villages’ cost of living is it has housing at multiple price points, with some housing as low as the $200Ks in 2023. But, you’re going to pay what is called an “amenity fee.” In 2023, this fee was $189 a month. It provided residents with free golf on all executive courses, membership to all country clubs, access to all of the parks, swimming, pickleball, and community and arts centers.

Learn about the estimated cost of living, using the average electric, taxes, insurance, and district assessment fees for the different housing available in The Villages.

Meet The Villages 

Over the years, The Villages expanded geographically, acquiring more land to create an interconnected network of neighborhoods. Inside its multiple developments (the “Villages” themselves,) the housing includes patio villas all the way up to custom single-family detached homes.

These villages were built around Town Squares, which are gathering points for the residentire community. The Town Squares purposefully feel like a traditional small downtown area and are packed with stores, dining venues, and entertainment. Live music happens on the daily. Spanish Springs was the first Town Square. As the community expanded it added Lake Sumter Landing and Brownwood Paddock Square.

But what about the actual villages? The community is so vast, that “Villagers,” as residents call themselves, use general geographical references to describe where they live. In 2023, there were 78 individual neighborhoods. Their sizes, home types, and specific amenities vary, although most neighborhoods have golf, sports pools for swimming, tennis, and resident clubs.

The Neighborhoods

“Old” Villages would be the original group of developments, starting with Orange Blossom way back in the 1980s. These neighborhoods are mostly east of State Road 44, although some of them may be a little south of 44. They primarily fall in Lake County and Spanish Springs is their Town Square. Some of the neighborhoods are Hacienda, Pine Ridge, Delmar, and Pine Hills.

“Up North” villages are between Route 301, County Road 42, and north of Route 466. As the name suggests, they are the northmost of The Villages. Neighborhoods include Alhambra, Pio Grande, Tierra Del Sol, and Pallo Alto. Some neighborhoods fall inside Marion County. Neighborhoods like Briar Meadows and Woodbury are close to Nancy Lopez Country Club.

The Villages “Center” is between 466 and 466A, around Lake Sumter Landing Town Square. Many neighborhoods are in this area: Mallory Square, Lynnhaven, St. Charles, Tamarind, and Bonita, to name a few.

“South” Villages are among the newer developments, and their primary Town Square is Brownwood Paddock Square. They have neighborhoods named after Florida counties and iconic towns: Osceola Hills, Pinellas, Collier, and Gilchrest. “South” neighborhoods line State Road 44 from south of Route 466A.

The absolute newest developing area is south of the Florida Turnpike. Right now, it has the fewest number of neighborhoods: Hawkins, St. Catherine’s, and Fenney. 

And while it’s been 55+ exclusively, The Villages is developing a family-oriented community called Middleton, opening for sales in 2023. It’s answering the desire for families to live closer to their aging parents.

 Buying a home in The Villages 

In October 2023, The Villages had 469 homes for sale from $150,000 to $2.695 million. Home layouts range from one-bedroom to four-bedrooms, in a villa arrangement or detached. Uniquely, you can shop by the floor plan. For example, verandah-style homes had ten unique floor plans from 2,319 sq ft to 3,555 sq ft with two-car and golf cart garages. 

What is the property tax rate for The Villages?

That varies greatly based on where you buy a home in The Villages. County taxes could be Lake, Marion, or Sumter. The 17 CDDs charge different rates, too.

The Villages attractions

Town Squares

The central Town Squares are purposefully designed as the center of the quaint villages. Their parks host nightly gatherings featuring music and dancing under the stars. Find big-name shopping with brands like Target and Walmart. Chain diners include Olive Garden and Bonefish, but also local establishments. In between are all the stops you need: financial services, health care, hair salons, and more.

Recreation centers

Indoor and outdoor recreation centers are spread throughout The Villages–30 indoor community centers alone! Some facilities are focused on activities like tennis, while there are some specialty centers for RC cars or woodworking. Try out archery, air guns, or join a Village softball team! From these social centers, community residents have launched over 3,000 social clubs for everything from crafting to kayaking.

Parks and green spaces break up The Villages development. These serene preserves surround fishing lakes (make sure to follow the fishing guidelines), have fitness trails, or link together for miles of cycling. 

Golf courses of The Villages

The Villages is a golfer’s paradise, boasting an impressive collection of over 50–yes, 50!– meticulously crafted golf courses. Each of these courses is a masterpiece in its own right. Each was crafted with distinct features to meet the various golfing interests of residents. Play at any of 42 9-hole executive courses free. All country clubs are also free, but may have green fees to play one of the 13 championship golf courses. There’s also two short courses and three golf academies.

Entertainment 

From the captivating melodies of well-known musicians to the raw talent of local artists, the stage is set every day for a remarkably good time. The entertainment options feature award-winning Broadway musicals at one of The Villages’ three theaters, side-splitting comedians who light up the stage, electrifying concerts with local and top acts at the Town Squares, dance troupes, and so much more.

Getting around The Villages

Drive into The Villages and right away the Villagers’ unique way of getting around is apparent, in fact there are there are almost 100 miles of golf cart paths throughout The Villages. Golf carts are not just recreational vehicles; they are also a primary mode of transportation. So much so, it’s part of the culture to “trick out” your golf cart. The Villages’s fun and festive golf cart parades are a favorite tradition.

Residents use golf carts for running errands, visiting neighbors, going to the town squares, and commuting within the community. Many essential services and facilities, such as grocery stores, restaurants, and medical offices, are golf cart accessible.

An extensive network of golf cart paths separates from regular roads. This ensures the safety and convenience of golf cart users.

Other tidbits about living in The Villages

• The Villages love pets! Find a pet-friendly community with designated parks for dogs to play and socialize.
• It has The Villages Charter School, a K-12 public school with six campuses serving the community. Its schools are frequently “A” rated. 
• The community has a comprehensive healthcare system, including a 300-bed acute care hospital operated by UF. Multiple healthcare facilities and medical services are available on-site.
• Younger family members are welcome to visit, but there is a 30-day continuous stay limit. The Villages runs “Camp Villages” activities, year-round, inter-generational activities, that encourage memories between grandparents and their grandchildren.
• The Villages’ own local newspaper, “The Villages Daily Sun,” covers community news and events.

Frequently Asked Questions About Living in The Villages, FL

How far are The Villages from the beach?

The Villages, part of Marion County and Sumter County, is located in Central Florida, offering convenient access to both beautiful coastlines: the Atlantic Coast and the Gulf Coast of the Sunshine State.
Residents can enjoy the Atlantic beaches, such as Daytona Beach and New Smyrna Beach, which are approximately an hour and a half drive east. On the Gulf Coast, Crystal River is about an hour away, with Clearwater Beach accessible within a two-hour drive.

How Long can a guest stay in The Villages?

Guests have a 30 day consecutive limit to visit family in The Villages. However, specific rules apply, particularly regarding age restrictions. Guests under the age of 19 are limited to 30 days of stay within a calendar year. It’s also important to note that guests may need to be registered with the community’s management for extended stays, ensuring they are aware of and comply with community guidelines. Access to specific amenities may be limited for guests, and some may require an accompanying resident or an additional fee.

What fees do residents of The Villages pay?

Residents of The Villages, Florida, pay several fees to maintain the community’s extensive amenities and services. One of the primary costs is the monthly amenity fee, which is currently $195. This fee provides access to various lifestyle amenities and covers 24-hour neighborhood watch services, parks, dog parks, and nature trails.
Additionally, residents pay Community Development District (CDD) fees, including an infrastructure bond and ongoing maintenance assessments. These fees range from $129 to $220 per month, depending on the home’s location and other factors. The CDD fees cover security services, lifestyle activities and recreation, wastewater management, and maintenance of common areas.
Other expenses include utilities, property taxes, homeowner’s insurance, and optional pest control and landscaping services. Together, these costs contribute to the overall cost of living in The Villages, making it essential for potential residents to budget accordingly.

What major city are The Villages in Florida near?

The Villages is near the major city of Orlando, in Central Florida. It is located about 45 miles northwest of Orlando, which is approximately a one-hour drive. This proximity to a major urban center provides full-time residents a healthy aging with easy access to Orlando’s wide range of amenities, including world-class shopping and dining, theme parks, cultural attractions, and a plethora of entertainment options.

What are the zip codes of The Villages?

The Villages in Florida encompass several zip codes due to its expansive area. The primary zip codes include:

• 32162
• 32163
• 32159

These zip codes cover family units in various neighborhoods and lifestyle amenities within The Villages community. The area is continuously expanding, so new zip codes may also be introduced as development progresses.

How many community pools are in The Villages?

The Villages, Florida, features a variety of recreational facilities, including over 100 swimming pools. These pools are divided into different types, such as family pools, adult pools, and sports pools. These community pools provide ample options for residents to enjoy leisure and fitness activities.

What types of real estate are for sale in The Villages?

Thinking about retirement and considering a premium master plan community like The Villages? You’ve got some great real estate options to choose from. There are cozy patio villas, perfect if you’re looking for something low-maintenance, and courtyard villas with a bit more space and privacy.

If you want real estate more on the luxury market, check out the designer and premier homes—they offer beautiful finishes and spacious layouts. Each neighborhood has its own vibe, so you can find a place that feels like home. It’s a great community with plenty of amenities, something that would definitely suit your lifestyle.

Can you have pets in The Villages in Florida?

Yes, The Villages is a pet-friendly community. Residents can enjoy a myriad of amenities for their pets, including several leash-free dog parks that offer fenced play areas for both large and small dogs. These parks are perfect for giving your furry friends plenty of space to exercise and socialize. Additionally, many local businesses welcome well-behaved dogs on leashes, and pet-related stores, grooming parlors, and veterinary clinics are available in the area. This makes it easy for pet owners to take care of all their pets’ needs while enjoying the lifestyle.

Does The Villages have a Community Watch Program?

Yes, The Villages has a comprehensive Community Watch program that operates 24/7 as safety measures for the security of its residents. The special program includes services like the House Check Program, where patrols check the exterior of homes when residents are away for extended periods. There is also the Resident Out of Area Program for natural disaster notifications and the Adult Watch Program for regular well-being checks on residents living alone.

Are there lakes in The Villages?

The Villages features several lakes that enhance the community’s scenic beauty and recreational options. Key lakes include Lake Sumter, Lake Okahumpka, and Lake Miona. These lakes are popular spots for activities such as kayaking, pontoon boat rides, and fishing. The community offers guided tours and classes to help residents enjoy these natural features fully. The lakeside areas often have boardwalks and nature trails, providing peaceful spots for walking and enjoying the Florida landscape.

Which are the best town squares in The Villages?

Here are three of the most charming town squares, each with its own vibe and a variety of fun things to do:

1. Lake Sumter Landing Market Square: This town square has a charming waterfront setting reminiscent of a seaside village. It’s the largest of the squares and features a variety of restaurants, bars, boutiques, and live entertainment nightly. It’s an excellent spot for those who enjoy a lively, bustling atmosphere.
2. Spanish Springs Town Square: The oldest town square, Spanish Springs, has a distinctive Spanish/Mexican architectural style. It offers a vibe of gentle relaxation with numerous restaurants, shops, and a movie theater. The square is known for its nightly live music and vibrant festivals, providing a rich cultural experience.
3. Brownwood Paddock Square: The newest town square, Brownwood, is themed after an old Florida cattle town. It features a Western-style ambiance, complete with log buildings and a large stage for live entertainment. Brownwood Paddock Square also hosts a variety of restaurants, shops, and a movie theater, making it a popular destination for both residents and visitors.

What healthcare facilities are located in The Villages?

The Villages offers a comprehensive range of healthcare facilities that follow community standards and ensure the healthy aging of its residents. Key facilities include:

UF Health Hospital, part of the UF Health network, provides a wide range of services, including emergency care, rehabilitation, oncology, and more in The Villages. It is located in the central part of the community, making it easily accessible.

The Villages Health System features several primary and specialty care centers, such as the Santa Barbara Care Center, Creekside Care Center, and the Center for Advanced Healthcare at Brownwood. These centers offer services ranging from cardiology and neurology to endocrinology and urology.

Specialty Care at Spanish Springs provides focused care in areas such as audiology, gynecology, and behavioral health.

Lake Deaton Care Center and Pinellas Care Center are also part of The Villages Health, offering a variety of health care services tailored to the community’s active lifestyle.

In Conclusion

The Villages is an unparalleled destination for those in pursuit of an active, vibrant, and fulfilling retirement experience. Ready to learn more about life in The Villages? Search available homes today. You can also learn more about retiring to Florida, as the state has many excellent towns for your golden years.