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They’re the largest demographic group of homeowners, with 75% owning homes. They have the most home-buying power. But the baby boomer generation–those 65 and older–are facing a serious challenge as they live longer, healthier lives: a need for affordable and accessible housing. It’s hard to believe that the generation with the most purchasing power and […]

The continual uptick in US home prices has been unwelcome and a cause of concern. Sustained near-record-high housing prices are challenging housing affordability, creating a constant cycle of homeowners waiting to sell because buying is too expensive and buyer competition for the too-few listings, keeping the prices up. These dynamics can’t continue forever, and real […]

A good rule of thumb for homeowners is to spend no more than 30% of their gross income on their housing. For instance, if you earn $5,000 a month, $1,500 spent on the mortgage payment will likely be reasonable.    But as it turns out, this is more than a handy rule of thumb for […]

Higher interest rates typically mean more expensive mortgages. But after a year of rampant inflation in 2022, the first half of 2023 suggested some inflation cooling off. The April CPI report showed that annualized inflation had slowed to 4.9%, slightly lower than estimates. Though inflation still ticked somewhat up for the month, the rate at […]