Home Loans

Who Are Fannie Mae and Freddie Mac? If you’ve been looking to purchase a new home or are thinking about getting one, chances are that ...

Loan Estimate? The History of the "LE" and Understanding Your Loan Estimate For most people, paying in cash isn’t an option when it comes to ...

What Are Bank and Mortgage Company Overlays? Buying your first home is already a stressful process, and the COVID-19 pandemic isn’t making ...

Getting your first mortgage is a major life step. Because it’s such a big commitment and so much money is on the line, you’ll no doubt ...

How Much Down Payment Do You Need to Buy a House? When buying a house, one of the most common questions is “What down payment do I need to buy ...

Comparing Adjustable-Rate and Fixed-Rate Mortgages When considering your options for mortgages, you’ll have to figure out if an adjustable-rate ...

10 Questions to Ask Your Loan Officer  When you’re a first-time homebuyer, your loan officer is a tremendous asset to you! Make sure you ...

When a home is in your dream location but needs a renovation, you’re probably looking into your financing options. An FHA 203k rehab loan could ...

Can I Use My 401k to Buy a House? Your 401k provides you with income after you retire and peace of mind for your future. But that is not the only way ...

How Much House Can I Afford? When you’ve started daydreaming about buying a home, it’s easy to get caught up in looking at picturesque ...

PMI and MIP: What They are and How They Differ When you’re buying a house, it’s easy to feel like every step in the process is filled ...

A Guide to Seller Concessions If you’re in the final stages of buying a home, you’re probably preparing yourself for some steep closing ...

Get a Head Start: The Documents You Need to Apply for a Mortgage One of the most stressful aspects of applying for a mortgage is simply compiling all ...

The internet has been a great source for helpful tools when it comes to big financial decisions such as mortgage payments. Mortgage calculators are a ...

Because government-insured loans are typically easier to qualify more and offer more flexibility to the borrower, they are incredibly desirable. One ...

When it comes time to apply for a mortgage, you’ll have a lot of options to choose from. Some things will be decided for you based on your ...

If you want to become a homeowner someday, you should be monitoring your credit. Your credit score plays a key role in determining whether or not ...